The Belize Bank Limited and other wholly owned subsidiary companies provide a variety of banking and financial services to both domestic and international customers. The Bank also delivers a range of international financial products, including company formation, secretarial and investment services.

The Belize Bank is the largest commercial banking operation in Belize with over 40 percent of the country’s loans and deposits. The division reported a record result last year with operating income of $30.9 million driven by a 10.9% increase in the loan portfolio. The Belize Bank (Turks and Caicos) Limited, a wholly owned subsidiary of the Belize Bank, now in its fifth year of operation, contributed approximately $4 million to the operating income of financial services.

A Diversified Portfolio
The bank’s loan portfolio is diversified to minimize the risk of exposure to a particular market segment. Commercial loans to major industries in Belize, including agriculture, tourism and distribution, account for approximately half of the portfolio. The balance is comprised principally of consumer loans and residential mortgages.
Strict credit controls ensure that loan growth is balanced with sound loan quality.